Whether it's buying your first home, paying for college, or saving for retirement, creating and managing a monthly budget is a great way to help you reach your financial goals. A budget can help you analyze how you're spending money across different expense categories and identify areas where you could potentially be spending less — and saving more.

© 2015 Plan Sponsor Council of America. As a proud member of PSCA, Voya Financial provided the creative design and portions of the content for this year's 401(k) Day/ 403(b) Day Campaign.