A good retirement plan starts with setting a goal. Have you estimated your retirement savings goal — and how long your retirement savings may need to last? It's important to define the factors that will affect your retirement spending. Creating a plan that will get you on track towards the retirement you envision is the first step. It's also important to develop a spending plan based on how you hope to live in retirement.

© 2015 Plan Sponsor Council of America. As a proud member of PSCA, Voya Financial provided the creative design and portions of the content for this year's 401(k) Day/ 403(b) Day Campaign.